Medical Lien & LOP Funding in California
CaseMed Capital purchases personal injury medical lien and Letter of Protection (LOP) receivables from California medical providers and law firms. We provide selective, non-recourse capital solutions focused on portfolio review, documentation quality, and expected recovery timing.
- Purchases California medical liens and LOP receivables
- Non-recourse structures for professional counterparties
- Portfolio-first underwriting, not consumer marketing
- Confidential review with selective deployment
California Review Snapshot
Who Buys Medical Liens and LOP Receivables in California?
CaseMed Capital is a capital partner that purchases or advances against personal injury medical lien and Letter of Protection (LOP) receivables in California. Providers who treat patients on a lien or LOP basis often wait months or years for settlement. We convert those receivables into immediate capital through a disciplined, selective review process.
For California Medical Providers
We purchase personal injury medical lien and LOP receivables so providers can receive capital without waiting for case resolution, reduce collection burden, and keep focus on patient care and practice operations. Both single receivables and portfolios are considered.
For California Law Firms
We support capital alignment around medical receivables tied to active cases. Our role is to stabilize provider relationships and coordinate funding without disrupting legal strategy or client relationships.
Selective by Design
We evaluate opportunities based on case strength, documentation quality, provider and attorney profile, and expected timeline. We do not offer consumer lawsuit advances or high-volume lead-gen funding.
Why California Matters
California generates high volumes of personal injury claims and has a large ecosystem of imaging centers, surgery centers, pain management practices, orthopedic groups, and other providers who accept liens or LOPs. These dynamics create consistent demand for structured receivable funding among professional counterparties.
- High volume of personal injury matters and treatment-based claims
- Wide provider ecosystem: imaging, surgery, rehab, specialty care, and diagnostics
- Statutory hospital liens under Civil Code §§ 3045.1–3045.6
- Widespread use of contractual provider liens and Letters of Protection
- Settlement timelines that often extend 12–36+ months
- Strong need for confidential, institutional-style funding conversations
What CaseMed Capital Reviews
Every opportunity is underwritten individually. We focus on portfolio characteristics, supporting documentation, counterparty quality, and expected timing.
Provider-side opportunities
Personal injury treatment receivables, medical liens, and LOP arrangements where a provider seeks capital tied to expected future recoveries. Common specialties include imaging, surgery, pain management, orthopedics, and related treatment.
Law firm-side opportunities
Situations involving medical receivable structures, provider coordination, or portfolio-level exposure that require a professional funding counterpart—without converting the process into a consumer finance model.
Key evaluation factors
Case type and liability profile • Jurisdiction and insurance coverage • Medical specialty and documentation quality • Attorney and provider track record • Projected timeline to resolution • Overall portfolio characteristics when applicable. We are selective by design. Not every submission advances.
How the California Review Process Works
The process is designed for professional counterparties who value discretion and clarity. The objective is to identify whether there is a real fit and move efficiently when structure and documentation support a disciplined transaction.
Initial Submission
Provide a high-level summary of the California opportunity, including whether it is provider-side, law-firm-side, single case, or portfolio.
Portfolio / File Review
We assess case strength, documentation quality, counterparty profile, expected recovery dynamics, and timing considerations.
Structure Discussion
If the opportunity fits, we discuss terms, information requirements, and how the arrangement would align with a disciplined funding framework.
Selective Deployment
When underwriting supports it, capital is deployed under clear, confidential terms designed to preserve long-term professional alignment.
LOP vs. Selling the Receivable
A Letter of Protection (LOP) allows a provider to treat now and wait for payment from settlement. Selling or funding the receivable converts that future payment right into near-term capital.
| Aspect | Holding the LOP / Lien | Selling / Funding with CaseMed Capital |
|---|---|---|
| Cash timing | Delayed until settlement | Near-term capital |
| Collection risk | Provider carries it | Transferred (non-recourse when applicable) |
| Administrative burden | Provider manages | Reduced for the provider |
| Relationship impact | Provider remains lienholder | Structured capital partnership |
Frequently Asked Questions
Clear answers to the questions California providers and law firms most often ask.
Does CaseMed Capital buy medical liens in California?
Yes. CaseMed Capital purchases personal injury medical lien and Letter of Protection (LOP) receivables from California medical providers and works with law firms on related portfolio structures.
Is funding available for both providers and law firms?
Yes. We work with medical providers seeking to monetize liens or LOPs and with law firms that need capital alignment around medical receivables tied to active cases.
Is this consumer lawsuit funding?
No. CaseMed Capital works exclusively with professional counterparties—medical providers and law firms. We do not provide consumer settlement advances.
Is every opportunity funded?
No. We use a selective underwriting process. Opportunities must meet criteria related to case quality, documentation, counterparty profile, and structure before moving forward.
What types of receivables do you consider?
We review personal injury medical liens and LOP receivables, including those involving imaging, surgery, pain management, orthopedics, and related treatment. Both single cases and portfolios are considered.
Is the process confidential?
Yes. All inquiries and reviews are handled confidentially.
Have a California opportunity?
If you are a California law firm or medical provider and want to discuss a medical lien, LOP, or related receivable opportunity, submit the form or contact us through the email link below.
Email CaseMed CapitalAll inquiries are confidential.
Request a Confidential Review
Send a brief summary of your California opportunity. We will review the submission and determine whether a further discussion makes sense.