CaseMed Capital
LOP Receivable Pricing & Purchase Ranges
CaseMed Capital evaluates medical lien and Letter of Protection receivable portfolios for structured, non-recourse capital. Purchase pricing is based on portfolio quality, documentation, case type, jurisdiction, provider mix, and expected resolution timing.
Indicative Purchase Range
15%–40%
Most qualified LOP receivable portfolios are reviewed within this indicative purchase range, depending on risk, documentation, settlement outlook, and expected duration.
Minimum Review Size
$25K+
CaseMed is designed for professional portfolio review, not consumer cash advances. We focus on attorneys, providers, and structured medical lien inventories.
Capital Structure
Non-Recourse
Purchases are generally structured against receivable outcomes, with repayment tied to case resolution and lien recovery performance.
How LOP Receivable Pricing Is Determined
There is no single price for every LOP receivable portfolio. Stronger portfolios with cleaner documentation, better case visibility, experienced counsel, and shorter expected resolution windows may receive stronger pricing. Higher-risk, older, less documented, or longer-duration portfolios typically price lower.
Case Type
Motor vehicle, premises, mass tort, surgical, imaging, diagnostics, pain management, and other lien-backed receivables may carry different risk profiles.
Jurisdiction
Venue, lien enforceability, settlement customs, attorney practices, and historical recovery patterns can all influence pricing.
Provider Mix
Pricing may vary across imaging centers, surgery centers, PT/rehab, pain management, diagnostics, labs, DME, and related providers.
Documentation
Clear LOPs, medical bills, treatment records, attorney acknowledgments, lien records, and case status detail support stronger review.
Resolution Timing
Expected settlement windows matter. Shorter duration receivables may price differently than claims expected to resolve over longer timeframes.
Portfolio Scale
CaseMed prefers portfolio-first underwriting because larger pools allow risk to be evaluated across multiple claims instead of one file at a time.
Example Pricing Framework
The following is a simplified illustration only. Actual purchase pricing depends on underwriting, documentation, case status, lien position, settlement visibility, and portfolio-level risk.
| Portfolio Quality | Typical Characteristics | Indicative Range |
|---|---|---|
| Higher Risk | Limited documentation, longer duration, weaker settlement visibility, higher dispute risk. | 15%–22% |
| Standard Review | Reasonable documentation, known counsel, identifiable case status, mixed timing profile. | 23%–32% |
| Stronger Portfolio | Clean LOPs, good attorney visibility, stronger jurisdictional profile, clearer recovery path. | 33%–40% |
These ranges are not a commitment to fund, purchase, or price any receivable. All transactions are subject to underwriting and final approval.
What CaseMed Needs to Review Pricing
A preliminary review does not need to be complicated. The more organized the receivable file, the faster pricing can be evaluated.
Total billed amount, number of claims, provider type, case type, and expected resolution profile.
Signed Letters of Protection, attorney acknowledgments, lien records, and related assignment materials.
Attorney information, claim stage, jurisdiction, settlement posture, and any known liability or coverage factors.
Frequently Asked Questions
What is the typical purchase range for LOP receivables?
CaseMed generally reviews qualified LOP receivable portfolios within an indicative purchase range of 15%–40% of billed receivable value, depending on underwriting.
Why does pricing vary so much?
Pricing varies because not all receivables carry the same settlement visibility, documentation quality, lien strength, jurisdictional profile, provider mix, or expected duration.
Does CaseMed fund individual plaintiffs?
No. CaseMed Capital is not a consumer lawsuit advance company. We work with attorneys, healthcare providers, and professional receivable portfolios.
What is the minimum portfolio size?
CaseMed generally focuses on portfolios of $25,000 or more in receivable value, though larger, organized portfolios are usually more efficient to review.
Confidential Portfolio Review
Have an LOP receivable portfolio to price?
Submit the basics and CaseMed will review whether the portfolio fits our purchase criteria. The process is confidential, professional, and designed for attorneys and healthcare providers.
Start Confidential Review